Our investment management service is tailored to your goals, your time horizon, and your life. Having a wealth management firm to assist you and a current investment policy statement in place can help you avoid emotionally-driven mistakes and have your asset mix updated as your life and financial objectives change. Some of the key tenets in our investment management strategies are:


Diversification and Asset Allocation

Traditional asset allocation refers to the way in which you weight investments in your portfolio in order to try to meet a specific objective. The asset classes you choose, and how you weight your investment in each, will hinge on your investment time frame and how that matches with the risks and rewards of each asset class. At WMS, we expand this traditional view and layer on strategic, tactical and goal-based allocation strategies.

Strategic and Tactical Asset Allocation

Strategic Asset Allocation is the long-term investment strategy that creates an optimal blend of asset classes while placing little emphasis on short-term fluctuations.

Tactical Asset Allocation is the short-term component of asset allocation strategies and attempts to capitalize on markets conditions to protect assets or achieve superior investment returns.

WMS will construct diversified strategic portfolios as a baseline for each client and then will tactically recommend adjustments in the portfolio concentrations as market conditions or your goals dictate.

Goal-Based Allocations

WMS incorporates a next generation goal-based investing philosophy into our investment strategy and asset allocation designs. Unlike the traditional risk tolerance approach where
all of your investment assets are aggregated and allocated based upon your maximum risk tolerance, we segregate your assets by each goal and develop allocations with the appropriate risk tolerance and capacity.

For example, your financial independence assets "lifestyle capital" could have an investment plan design that prioritizes success over maximizing return, thereby minimizing investment risk. Your legacy assets "succession capital" could be just the opposite approach and set to maximize returns for successive generations.

Broad Strategy Set

WMS has a broad selection of investment and management strategies which enables us to evaluate each client situation and apply appropriate investment recommendations.

Asset allocation is a method of diversification that positions assets among mahor investment categories. This tool may be used in an effort to manage risk and enhance returns. Asset Allocation does not assure a profit, nor does it protect against lost in declining markets.

WMS is not a Registered Investment Advisor.