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We craft insurance strategies not only for fundamental reasons,
but also for sophisticated asset allocation considerations. The
right use of a well-designed insurance strategy can help create and
protect wealth for both family and business needs. Life insurance
can help you direct more money to your heirs and charity.
We utilize an audit and review process that will help
analyze your current insurance strategy as well as assess any
adjustments and changes that would help to optimize your
options. We have found, as clients engage in this process, they
can benefit in many ways:
- Insurance carrier strength
- Proper owner and beneficiary rights
- Review of illustrated performance versus actual performance
- Premium efficiency
- Appropriate amounts of coverage
- Underwriting expertise
- Research
Many of us don't talk to the people we love about big issues
like aging, money, and health until a tragedy prompts
the discussion. We wait because these conversations
are awkward and because, quite honestly, we don't
want to think about such things. But waiting can be
risky. We help you examine the issues now and select
appropriate risk management strategies. We utilize our
experience in the following types of risk management:
- Permanent Life Insurance
- Term Life Insurance
- Individual Disability Income
Insurance
- Group Long-Term & Short-Term Disability
Insurance
- Business Overhead Expense
- Disability Buyout Protection
- Individual & Group Long-Term Care
Insurance
- Individual and Business Health coverage
Through AXA Advisors and affiliates, we have access to
insurance products with some of the strongest insurance
carriers. Some of those insurance companies are listed below:
- AXA Equitable Life Insurance Company
- Genworth Life Insurance Company
- ING USA
- John Hancock USA
- Lincoln Life/MetLife Investors
- Pacific Life
- Prudential Life Insurance Company
- Sun Life Assurance Company of Canada
- West Coast Life
This is a partial list of available carriers. This list is subject
to change without notice. |
